Archive for the 'Fun Stuff' Category
The Time Fountain - A Rerun
From Nate True:It all started when my friend Jesse told me that if you get a strobe light fast enough, you can make it look like dripping water is going in slow motion or even backwards. This phenomenon happens because strobe lights can ‘capture’ an instant in time and allow your eyes to see it as lasting longer than an instant.
The Canoe Race - Remember All Mortgage Articles Are Now Posted On Real Estate Undressed
Photo hosted on Flickr by Malingering
( Toyota ) and an American company (General Motors) decided to
have a canoe race on the Missouri River . Both teams practiced long and hard to
reach their peak performance before the race.
On the big day, the Japanese won by a mile.
GM very discouraged and depressed, decided to investigate the
reason for the crushing defeat. A management team made up of senior
management was formed to investigate and recommend appropriate action. Their
conclusion was the Japanese had 8 people rowing and 1 person steering, while the
American team had 8 people steering and 1 person rowing.
Feeling a deeper study was in order, American management hired a
consulting company and paid them a large amount of money for a second opinion. They
advised, of course, that too many people were steering the boat, while not enough
people were rowing.
Not sure of how to utilize that information, but wanting to prevent
another loss to the Japanese, the rowing team’s management structure was totally
reorganized to 4 steering supervisors, 3 area steering
superintendents and 1 assistant superintendent steering manager.
They also implemented a new performance system that would give the 1 person rowing
the boat greater incentive to work harder. It was called the “Rowing Team Quality
First Program,” with meetings, dinners and free pens for the rower. There was
discussion of getting new paddles, canoes and other equipment, extra vacation days
for practices and bonuses.
The next year the Japanese won by two miles.
Humiliated, the American management laid off the rower for poor
performance, halted development of a new canoe, sold the paddles, and cancelled all
capital investments for new equipment. The money saved was distributed to the Senior
Executives as bonuses and the next year’s racing team was out-sourced to India
Sadly, The End.
Sad, but oh so true! Here’s something else to think about: GM has spent
the last thirty years moving all its factories out of the US , claiming they
can’t make money paying American wages. Toyota has spent the last thirty years
building more than a dozen plants inside the US . The last quarter’s results: Toyota
makes 4 billion in profits while GM racked up 9 billion in losses. GM folks are
still scratching their heads. Don’t even think about Ford….
For Larry
He has been such a trooper! Enjoy! - - Bug him on Saturday, and let me know how it goes.
The Blog Ghost Writer
Warning Warning Warning - The Minnesota State Bird Is Heading West
At 12:01 April 14th Central Time Minnesota’s leading expert in all things announced that Minnesotas State Bird is leaving Minnesota. Actual photographs of the Big Honcho Mr. “M’ with his bags packed are published on her site. Click Here
In response we are warning all citizens in the States of North Dakota, South Dakota, Wyoming, Montana, Idaho, and Washington State to bring out the forces.
It is known the final destination is Issaquah, Washington. Famous blogger, REALTOR, Box Elder bug trainer, Minnesota State Bird trainer - Teresa Boardman has somehow convinced them they are pidgeons returning to Issaquah, Washington.
In reponse, Issaquah, Real Estate and mortgage blogger, lender, REALTOR, and martial of the barn swallow corp has sounded the alarm in Issaquah. See the judicious response of St. Swallow below.
Boardman - The Troops are ready, take note:
Did You Hear The Story About The Loan Officer That Drove A Pick Up?
Well, there was this loan officer in Iowa City, Iowa, so the story goes…. PS I have a married daughter living there, thus Iowa City… Now this loan officer drove a pickup. He also lived on a 45 acre parcel of land. His house was expensive so he made up for it by driving an older pickup. He thought it made him look very Iowa City.
Unlike most Iowa City folk, this loan officer had a dishonest streak in his character. He made the downpayment on his fine home by selling negative amortization ARMs without clearly explaining the neg am part.
Our loan officer made the mistake of sticking the owner of a backhoe with one of these loans.
You should see the moat around the loan officers house. Lar
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You Can Lead A Cat To Water And Won’t Have To Make Him Drink
Cats in our town get pretty big. (Photo taken in Issaquah by Ashley Kyser the professional photographer)
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I Want A Boat - She Wants A House
Buckwheats Magnificent 7 nominated article:The 10 Commandments for mortgage applicants really got me thinking. (as did all of the others of course). The number of people who have gone out and bought a car, time share, or a boat just before coming into a loan application has been more than I would have imagined.
Buckwheat said: “The following is a list of things that I see most often as a Loan Officer, that derail the process of getting approved for a mortgage loan.”
6. Tell your loan officer in advance if you plan on making a large purchase.
However he does say -
10. Do have fun.
For the guy who has to have his boat without waiting: I offer the solution - A starter boat.
